With an Old Mutual personal loan, you can cover an emergency expense or realise that opportunity for self-advancement. With loans of up to R200 000 and repayment periods of up to 84 months, Old Mutual has you covered for life's many eventualities

  • PERSONAL LOANS
  • HOW WE LEND
  • HOW CAN I APPLY FOR A LOAN?
  • RELATED BLOGS ARTICLES

NEED A HELPING HAND?

Life is anything but predictable, and unexpected expenses can catch you off guard when you are least prepared for them. But that's where Old Mutual can offer a helping hand. By taking customers' specific needs into account, Old Mutual aims to provide the best financial support for any situation.

  • Emergency expenses
  • Opportunities
  • Debt consolidation

Regardless of whether you want to further your qualifications with an online course or replace a burst geyser, Old Mutual can tailor a loan for your needs.

HOW WE LEND

Affordability: We use the Affordability Assessment criteria prescribed by the National Credit Act to determine how much you can afford. We can help you to understand your Credit Bureau Report and show you how you can improve your affordability.

Financial education: We know that not everyone understands the cost of credit, which is why we take the time to explain the financial implications of taking out a loan.

Consideration of your needs: We don't offer you a loan within seconds. We take the time needed to understand your circumstances so that we can develop a loan that suits your financial needs.

HOW CAN I APPLY FOR A LOAN?

ONLINE

Applying for a loan online with Old Mutual Finance is easy. Fill in our online application form, E-mail or Fax your supporting documentation and then wait for us to contact you to confirm the outcome of your loan application.

If you have any problems while you are busy completing the online application, contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886 and one of our friendly consultants will guide you through the process.

OVER THE PHONE

Contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886, and one of our friendly call centre consultants will walk you through the personal loan application. You will be required to send through supporting documentation via fax or e-mail.

AT AN OLD MUTUAL BRANCH

Visit one of our Old Mutual branches and speak to one of our friendly financial consultants, who will work through your loan application. You will be required to bring along your ID, 3 months bank statement, payslip not older than one month and proof of residence not older than 3 months. Click here to find your nearest branch.

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Payment options range from 1 to 84 months. Min APR from 19.7% to Max APR of 72%
*Representative Example: Credit of R5 000 borrowed for 3 months. Monthly interest: R35.31 (reducing monthly). Once off initiation fee: R649.75. Monthly admin fee R69. Representative APR: 28%. Total Amount Payable: R5 915.72