With an Old Mutual personal loan, you can cover an emergency expense or realise that opportunity for self-advancement. With loans of up to R175 000 and repayment periods of up to 60 months, Old Mutual has you covered for life's many eventualities

  • OUR LOANS
  • HOW WE LEND
  • HOW CAN I APPLY FOR A LOAN?

OUR LOANS

Your financial needs are specific to your circumstances, and your loan should be too. At Old Mutual we will tailor a loan specifically to your needs, ensuring that you get the best financial support for any situation.

  • Pay for unexpected medical or family expenses
  • Pay school fees or buy school uniforms
  • Enroll for a degree or diploma
  • Consolidate your debt

HOW WE LEND

Affordability: We use the Affordability Assessment criteria prescribed by the National Credit Act to determine how much you can afford. We can help you to understand your Credit Bureau Report and show you how you can improve your affordability.

Financial education: We know that not everyone understands the cost of credit, which is why we take the time to explain the financial implications of taking out a loan.

Consideration of your needs: We don't offer you a loan within seconds. We take the time needed to understand your circumstances so that we can develop a loan that suits your financial needs.

HOW CAN I APPLY FOR A LOAN?

ONLINE

Applying for a loan online with Old Mutual Finance is easy. Fill in our online application form, E-mail or Fax your supporting documentation and then wait for us to contact you to confirm the outcome of your loan application.

If you have any problems while you are busy completing the online application, contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886 and one of our friendly consultants will guide you through the process.

OVER THE PHONE

Contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886, and one of our friendly call centre consultants will walk you through the personal loan application. You will be required to send through supporting documentation via fax or e-mail.

AT AN OLD MUTUAL BRANCH

Visit one of our Old Mutual branches and speak to one of our friendly financial consultants, who will work through your loan application. You will be required to bring along your ID, 3 months bank statement, payslip not older than one month and proof of residence not older than 3 months. Click here to find your nearest branch.

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Payment options range from 3 to 60 months. Min APR from 19,7% to Max APR of 72%.
*Representative example: Credit of R5,000 borrowed for 3 months. Monthly interest: R21 (reducing monthly). Once-off Initiation fee: R644. Monthly admin fee R68. Representative APR 72%. Total amount payable: R5,908.