Personal Loans

If you have recently taken out a long-term loan, you might be wondering if there is anything you can do to reduce the cost of your loan. Fortunately, there is. In this article, we look at a few thi...

Credit cards are promoted as must-haves - they’re easier to carry than cash, offer greater security than cash, and can be used to strengthen your credit score if used wisely - hugely important if y...

Having at least a little debt has become the norm for most people, and while you may feel that you’re in control of your debt, it’s important to ensure that you’re covered in the event that somethi...

If you ever found yourself deep in debt and then turned to the internet for a solution, you’d find much information on a service called debt counselling. Otherwise known as debt review, this proces...

Borrowing generally starts quite innocently - you take out a credit card to help you establish a credit score or open a store account because the discounts are so good (pointless really since they...

Both debt consolidation and debt counselling can be used to help you get out of debt. But they do so in very different ways, and the best solution for you will depend largely on how deep in debt yo...

With so much information online these days – almost too much – it’s difficult to separate the wheat from the chaff when it comes to looking for the best credit card. What’s important to keep in min...

Many aspects of personal finance and debt can be confusing to the layman. Half the time, you feel like you need a degree just to understand a tax return or the fine print on a contract. Managing yo...

If you find yourself in significant debt with multiple loans to pay off, you might consider a debt consolidation loan. In a nutshell, a debt consolidation loan allows you to pool your debts into a...

There are many reasons why you might need extra cash. Perhaps you want to furnish your house, are expecting a child or want to start a business. You might be looking for a way to combine your debt...

Life is full of surprises, and sometimes you’re faced with an expense that you’re just not prepared for. In such cases, many people will rely on a personal loan. But credit comes at a cost, and man...

If, like many people, you have managed to find yourself with more debt than you can handle, you might want to consider a debt consolidation loan. The idea of ‘another loan’ might sound like a terri...

Many people only investigate their credit report after they’ve been denied a loan or given a very high interest rate. When it comes to responsibly managing your finances, your credit status, and yo...

Sometimes you find yourself in a situation where your finances just don't make it to the end of the month. Despite your careful budgeting, something unexpected like a car repair or doctor's bill po...

Loans don’t come in a one-size-fits-all. Your financial situation may call for a loan that’s larger or smaller and a repayment period that is longer or shorter. However, there’s one variable that r...

For most people, large purchases like a home or vehicle are simply impossible without credit. It’s at this point, when they’re in need of a loan, that many first hear the word ‘credit score’. Some...

Obtaining credit can be stressful. Some people fear that they won't qualify for a much needed loan, and many don't know what they can do to improve their chances of qualifying for a loan. In this b...

Credit score. It’s a term that you might have heard uttered with some trepidation. Most people know that it determines whether or not they qualify for a loan and what kind of interest rate they get...

Debt is like a fire. If it’s small and controlled, it can be useful. But if you ignore it for even just a moment, it can easily turn into an uncontrollable and destructive force. And when that happ...

If you find yourself needing to cover an emergency expense or finance an asset, you might apply for one of these: a loan. When things break and kids get sick, we are often left shaking the last Ran...