Personal Loans

If you have recently taken out a long-term loan, you might be wondering if there is anything you can do to reduce the cost of your loan. Fortunately, there is. In this article, we look at a few thi...

Credit cards are promoted as must-haves - they’re easier to carry than cash, offer greater security than cash, and can be used to strengthen your credit score if used wisely - hugely important if y...

Having at least a little debt has become the norm for most people, and while you may feel that you’re in control of your debt, it’s important to ensure that you’re covered in the event that somethi...

If you ever found yourself deep in debt and then turned to the internet for a solution, you’d find much information on a service called debt counselling. Otherwise known as debt review, this proces...

Borrowing generally starts quite innocently - you take out a credit card to help you establish a credit score or open a store account because the discounts are so good (pointless really since they...

Both debt consolidation and debt counselling can be used to help you get out of debt. But they do so in very different ways, and the best solution for you will depend largely on how deep in debt yo...

With so much information online these days – almost too much – it’s difficult to separate the wheat from the chaff when it comes to looking for the best credit card. What’s important to keep in min...

Many aspects of personal finance and debt can be confusing to the layman. Half the time, you feel like you need a degree just to understand a tax return or the fine print on a contract. Managing yo...

If you find yourself in significant debt with multiple loans to pay off, you might consider a debt consolidation loan. In a nutshell, a debt consolidation loan allows you to pool your debts into a...

There are many reasons why you might need extra cash. Perhaps you want to furnish your house, are expecting a child or want to start a business. You might be looking for a way to combine your debt...

Life is full of surprises, and sometimes you’re faced with an expense that you’re just not prepared for. In such cases, many people will rely on a personal loan. But credit comes at a cost, and man...

If, like many people, you have managed to find yourself with more debt than you can handle, you might want to consider a debt consolidation loan. The idea of ‘another loan’ might sound like a terri...